Yet, thus far, Ireland has confounded the market doomsters by embarking on a draconian programme to tackle the debt, which includes large public sector pay cuts, and resolve the bad loan problems at its banks. 不过,爱尔兰随后出台了非常严厉的计划来解决债务,包括大幅削减公共部门工资,以及解决国内银行的不良贷款问题。迄今,爱尔兰击败了市场末日论者的预言。
Bad loan charges are still rising. 不良贷款支出仍在不断攀升。
After encouraging lending as part of a stimulus package, Beijing has reined in bank credit in recent months after bad loan ratios at state banks shot up. 在鼓励银行放贷、将其作为经济刺激方案的一部分之后,北京方面近几个月收紧了银行信贷,此前国有银行的不良贷款率大幅上升。
Now, implementing the commercial bank of this policy is faced with the powerful pressure that reduces bad loan. 目前实施这项政策的商业银行面临着降低不良贷款的强大压力。
Therefore, the research on credit risk measurement based on IRB is practically significant for Chinese commercial banks to control their increasing bad loan and enhance the core competitive capacity. 因此,以IRB思想为指引研究商业银行的信用风险度量问题,对于控制中资商业银行不良贷款的增长,提升其核心竞争力具有现实的意义。
We should adhere to two principles: CCP in charge of finance and controlling incremental bad loan. 应当坚持两个原则:党管金融和清除银行坏债靠控制增量。
The second Chapter: Analysis about the problem of bad loan emerged in state-owned commercial banks. 第二章国有商业银行不良贷款问题的现状分析。
The Application of Game Theory in China Bad Loan Management 博弈论在我国商业银行不良资产处理中的应用研究
At the same time, the bad loan of the personal housing credit is climbing with the rapid development of the personal housing credit in commercial bank, and the risk of the personal housing credit appeared gradually. 与此同时,随着我国商业银行个人住房信贷的快速增长,个人住房信贷不良贷款率也在逐步上升,且有加速的迹象,个人住房信贷风险逐步显现。
Based on the analysis above, the thesis firstly introduces the basic status of China's bad loan, such as the definition, causes, impact on China's economy. 基于以上的分析,本文首先对不良资产的基本情况进行了阐述,具体包括不良资产的定义、产生原因、对我国经济的影响等一系列问题;
Reflections on the management of the bad loan in the rural credit co-operative society 对农村信用社不良贷款管理的新思考
Research on Bad Loan of Commercial Bank 商业银行不良贷款问题研究
Unqualified capital index, high liquidity debt ratio, high bad loan ratio and weak adaptive ability can induce liquidity risk. 资本金充足率不达标、流动性负债比例过高、不良贷款比率居高不下、对宏观环境变化应变能力不足都有可能诱发流动性风险。
On State-owned Bank's Bad Loan's Prevention and Relief 论对国有银行不良贷款的防范与法律救济
Now, The level of our country commercial bank risk manage is widespread and lower, and the bad loan rate of whole bank system is higher, far higher than international warn line. 从当前我国银行信贷风险管理情况来看,我国商业银行风险管理水平普遍较低,整个银行体系不良贷款率偏高,远远高于国际警戒线。
Bad Loan in National Commercial Bank Is it good or bad to national economic development? 浅谈国有商业银行不良资产问题庞大的外汇储备对我国经济发展的影响究竟是喜还是忧呢?
Risk profile and financial strength of Chinese four state-owned commercial banks in terms of asset quality, capital adequacy, bad loan reserves and profitability are analyzed in systematic way. 对中国银行业风险状况主要从四大国有商业银行的资产质量、资本充足率、贷款呆帐准备金规模和盈利能力等几个方面展开了系统分析。
At the present, as controlling to bad loan rate was taken into account, commercial banks had tightened the credit. 目前,商业银行出于对控制不良贷款率的考虑,施行了信贷紧缩。
The huge bad loan accumulated by the State-owned commercial banks for years has become an increasingly serious social problem and has posed a great threat to China's macro economic development and social stability. 国有商业银行历年累积的巨额不良贷款,日益成为严重的社会问题,对我国宏观经济发展和社会稳定构成极大威胁。
So it is a new issue of finance institution that establishing a correct and effective forecast model which evaluates the enterprise or individual credit and confirm a kind of effective settle scheme and reduce bad loan rate. 因此建立一个准确、高效的预测模型,对贷款企业或个人信用进行评估,确定一套行之有效的贷款解决方案,降低不良贷款率是金融机构面临的一个全新课题。
To our commercial bank, current states of marketing risk are high rate of bad loan, low amplification rate of capital and low profit ratio. 其次,本文以我国商业银行市场风险的现实表现为切入点,分析指出其市场风险的相关表现,即不良贷款率高,资本金充足率不高,盈利能力低等。
To know that there is serious problems in not only the bank credit, security credit of our nation, but also in insurance industry, especially in finance leasing, in which bad loan and or doubtful loan or outstanding rentals commonly existed. 我国银行信用严重失衡,证券信用存在严重问题,保险业在迅速发展的主旋律中有着不和谐的音符,金融租赁中欠租现象普遍。
For the credit card, the main income is interest and the main loss is bad loan. 信用卡是一种支付工具的同时更是信贷工具,利息收入是信用卡的主要盈利来源,坏账损失是信用卡的主要支出来源。
Mainly from three aspects of the capital adequacy ratio, yield, non-performing loan ratio of the small and medium-sized banks are compared with state-owned commercial banks in three aspects which are the capital adequacy ratio, the yield ratio and the bad loan ratio. 文章主要从资本充足率、收益率、不良贷款率三个方面,对中小银行和国有商业银行进行了比较。
With the gradual deepening of the reform of Rural Credit Cooperatives and the increasing of bad loan disposal efforts, using assets as the debts as a way of preservation of the credit assets is becoming the primary means for rural credit cooperatives to decrease non-performing loans. 随着农村信用社改革的逐步深入,不良贷款清收处置力度不断加大,以资抵债作为保全信贷资产的方式之一,成为农村信用社压降不良贷款的主要手段。